Insurance Information
Peace of mind and a relaxing holiday for you and your family.
The cost of travelling without insurance can be high, not only financially but in terms of disruption to your family holiday. With over 45 years experience of arranging self-drive family holidays we think we know many of the pitfalls that befall our clients when travelling in Europe so we have selected a reputable insurer who offers a wide range of policy options. The special policies we have agreed with Travel Insurance Facilities are specifically designed to cover the problems encountered on self-drive holidays.
We strongly recommend that you read the links below, in particular to see what exclusions apply and whether a policy is suitable for you. There is also a short summary of the insurance policy at the bottom of this page.
Canvas Holidays is a trading
name of Canvas Holidays Limited and is an Appointed Representative of The
Hoseasons Group Ltd, Spring Mill, Earby, Barnoldswick, Lancashire BB94 0AA UK
for the sale of insurance. The Hoseasons Group Ltd is authorised
and regulated by the Financial Services Authority (FSA) to deal in and arrange
insurance. The Hoseasons Group Ltd’s FSA registration number is
312463. You can check this information on the FSA’s register at www.fsa.gov/register or by contacting
the FSA on 0845 6061234
Important information about your insurance
Download the Holiday Insurance policy details (5786KB PDF)
Download our terms and conditions (162KB PDF)
To open a PDF file you need Adobe Reader software, which you can download free via the
Adobe website.
Booking conditions
It is a condition of booking with Canvas Holidays that, at the time of booking, you either give us details of the insurance cover you have in place (which must provide the same level of cover as our policy) or that you take our insurance.
Please see our booking terms and conditions.
Whilst it is your responsibility to obtain adequate insurance for all members in your party, we, as experts in overseas travel, will be very happy to help you meet this responsibility with our specially tailored travel and motor breakdown insurance packages which are simple to understand and sensibly priced.
We do not give advice or make personal recommendations in relation to any travel insurance product. You must make your own decision as to whether any insurance product we offer is suitable for your requirements.
Please see Policy Details above for the exclusions that apply to these policies.
If you wish to cancel your insurance policy you may do so within 14 days of booking unless you have already travelled, made a claim or intend to make a claim.
Equipment Breakage - cover only €22 per party
For just €22 per party you are covered for up to 31 days for accidental damage and loss of equipment occurring in or to your Canvas accommodation. Even if there is an accident that results in serious damage, there is no extra to pay (the Breakage Waiver is non-refundable). If you choose not to take the Breakage Waiver you will be asked to complete a Declaration Bond with your couriers on arrival at each campsite. By signing this form, you are agreeing to pay for any damage caused to your accommodation and/or inventory upon your departure.
Please note that the Breakage Waiver does not cover any equipment which is removed from the safety of the campsite.
Personal and car breakdown insurance - insurance packages for the whole family
We have negotiated family insurance packages for two adults and all dependent children. These packages offer considerable savings on our individual personal insurance and car breakdown prices.
Personal insurance
| Duration of policy | Personal insurance (per person)
Children under 4 free with a paying adult |
| Up to 4 days | £10 |
| 5-8 days | £16 |
| 9-15 days | £26 |
| Extra week or part thereof | £5.50 |
All premiums include Insurance Premium Tax at the current rate.
Car Breakdown Insurance (premiums per vehicle only)
| Duration of policy | Vehicles 0-15 years including baggage |
| Up to 4 days | £25 |
| 5-8 days | £37 |
| 9-15 days | £42 |
| 16-22 days | £49 |
| Extra week or part thereof | £8 |
Note: Vehicle must be less than 15 years old. All premiums include Insurance Premium Tax at the current rate.
Family insurance package (2 adults and all children)
| Duration of policy | Family
(2 adults and all children) |
| Up to 4 days | £30 |
| 5-8 days | £48 |
| 9-15 days | £78 |
| Extra week or part thereof | £16.50 |
Note: Vehicle must be less than 15 years old. All premiums include Insurance Premium Tax at the current rate.
Family Plus insurance package (vehicle plus 2 adults and all children)
| Duration of policy | Family + vehicle
(2 adults and all children) |
| Up to 4 days | £40 |
| 5-8 days | £69 |
| 9-15 days | £94 |
| Extra week or part thereof | £19 |
Note: Vehicle must be less than 15 years old. All premiums include Insurance Premium Tax at the current rate.
Car breakdown - summary of cover
Cover | Limit per insured vehicle
(up to) |
Cover before you leave | £500 - breakdown assistance
£1,600 - replacement vehicle |
| Getting you home or helping you continue your journey | £1,600 |
| Spare parts delivered for essential repairs | All reasonable costs |
| Personal possessions | £500 |
| Getting the vehicle back | All reasonable costs |
| Collecting the vehicle from Continental Europe | All reasonable costs |
If there is no driver available for the insured vehicle
Chauffeur hire | All reasonable costs
£1,600 in total |
| Loss or damage to your tent | £400 |
| Home car hire | £150 |
| Essential telephone costs | £10 |
THE MAXIMUM AGGREGATE AMOUNT PAYABLE FOR ABOVE SECTIONS SHALL NOT EXCEED £3,000| Customs duty cover | £2,000 |
| Guarantee of Spanish bail bond | £1,000 |
| Legal advice and expenses | £20,000 |
| Missed Motorail connection | £750 (per insured person) |
| General average indemnity | £2,000 |
Personal Insurance - summary of cover (see the links above for full policy details)
| Section/Cover | Limit
(Up to) | Excess per person |
| Cancellation or curtailment | Final invoice cost | £25 |
| Emergency medical & associated expenses | £5,000,000 | £25 |
| Loss of passport | £500 | No excess |
| Delayed personal possessions | £100 | No excess |
| Personal possessions | £1,500 | £25 |
| Personal money | £500 | £25 |
| Personal accident | £15,000 | No excess |
| Missed departure or missed connection | £500 | No excess |
Delayed departure
- delay
- abandonment |
£100
No excess |
£5,000
£25 |
| Personal liability | £5,000,000 | £100
(Damage to property) |
Additional expenses
-beach closure
- catastrophe
- holiday disturbance |
£75
£1,000
£1,000 |
No excess
No excess
No excess |
| Legal expenses | £25,000 | No excess |
| Prevention of cruising | £1,500 | No excess |
| Pet care | £100 | No excess |